Fair Debt Collection Practices
Act (15 U.S.C. §§ 1692-1692o,
as amended)
Under this Act (Title VIII of the
Consumer Credit Protection Act),
third-party debt collectors are
prohibited from employing deceptive or
abusive conduct in the collection of
consumer debts incurred for personal,
family, or household purposes. Such
collectors may not, for example, contact
debtors at odd hours, subject them to
repeated telephone calls, threaten legal
action that is not actually
contemplated, or reveal to other persons
the existence of debts.
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